Corticosteroid Bone Loss Risk Calculator
Your Risk Assessment
Risk Results
Low Risk
10%
Estimated risk of fracture within next year
Recommended Actions
Start calcium and vitamin D supplementation
Take 1000-1200 mg calcium and 800-1000 IU vitamin D daily
Take 1000-1200 mg calcium and 800-1000 IU vitamin D daily
Begin weight-bearing exercise
30 minutes daily of walking, resistance training
30 minutes daily of walking, resistance training
When you're on long-term corticosteroids-like prednisone-for conditions like rheumatoid arthritis, lupus, or severe asthma, youâre not just fighting inflammation. Youâre also quietly losing bone. Every day you take these drugs, your bones get weaker. And it happens fast. Within just three to six months, your fracture risk can jump by 70% to 100%. This isnât a slow, inevitable decline. Itâs a direct, measurable attack on your skeleton. And the worst part? Most people donât even know itâs happening until they break a bone.
Why Corticosteroids Eat Away at Your Bones
Corticosteroids donât just reduce swelling or calm your immune system. They mess with the very cells that build and maintain your bones. Osteoblasts, the cells that lay down new bone, get suppressed. They die off faster. At the same time, osteoclasts-the cells that break down bone-stay active longer. The result? Your body breaks down bone faster than it can rebuild it. This isnât just theory. Studies show that people taking as little as 2.5 mg of prednisone daily for three months or more start losing bone density within weeks. The spine, hips, and wrists take the hardest hit because theyâre made of trabecular bone-the spongy, inner type that turns over fastest. In the first year, bone mineral density (BMD) can drop by 5% to 15%. Thatâs like aging 10 to 15 years overnight. And itâs not just about bone structure. Corticosteroids also reduce how much calcium your gut absorbs-by about 30%. Your kidneys start dumping more calcium in your urine. Your muscles weaken. Your balance suffers. All of this stacks up. Youâre not just losing bone. Youâre becoming more likely to fall.The First Rule: Use the Least Amount Possible
The single most effective thing you can do to protect your bones is to take the lowest dose of corticosteroids for the shortest time possible. This isnât a suggestion-itâs a medical imperative. If your doctor can cut your daily dose from 10 mg to 5 mg of prednisone, your fracture risk drops by 35% in just six months. Thatâs a huge win. But hereâs the catch: many people stay on high doses longer than they need to because theyâre afraid their condition will flare up. That fear is real. But so is the risk of breaking a hip or vertebra. Work with your doctor to find the smallest effective dose. Ask if there are steroid-sparing drugs-like methotrexate or biologics-that can help you reduce or stop corticosteroids over time.Calcium and Vitamin D: The Non-Negotiable Base
You canât fix steroid-induced bone loss without calcium and vitamin D. No exceptions. The Cleveland Clinic and the American College of Rheumatology both say you need at least 1,000 to 1,200 mg of calcium daily. Thatâs not a supplement you take once a week. Thatâs about three servings of dairy, or fortified plant milk, or leafy greens like kale and bok choy-plus supplements to make up the difference. Vitamin D is just as critical. You need 600 to 800 IU daily, but many people need 800 to 1,000 IU to get their blood levels above 20 ng/mL-the minimum threshold for bone protection. If you live in Melbourne, where winter sunlight is weak, youâre even more likely to be deficient. Get your vitamin D level checked. If itâs below 30 ng/mL, your doctor should prescribe a higher dose temporarily to catch you up. A 2021 meta-analysis showed that people taking 1,000 mg calcium and 500 IU vitamin D daily lost 0.72% of spine BMD per year. Those on placebo lost 2% per year. Thatâs a 64% reduction in bone loss-just from two simple supplements.
Movement Matters-But Itâs Harder Than You Think
Weight-bearing exercise is supposed to strengthen bones. But corticosteroids blunt that effect. Studies show that even if you walk, lift weights, or do yoga, your bones respond only about 75% as well as they would if you werenât on steroids. Still, you canât skip it. The Royal Osteoporosis Society recommends at least 30 minutes of weight-bearing activity on most days. That means walking, stair climbing, dancing, or resistance training with bands or light dumbbells. Donât think you need to run marathons. Just keep moving. And donât skip balance exercises-like standing on one foot or heel-to-toe walking. Falls are the leading cause of fractures in steroid users.Smoking and Alcohol: Two More Things to Quit
If you smoke, youâre doubling your fracture risk. Smoking reduces blood flow to bones, slows healing, and lowers estrogen levels-critical for bone maintenance. Quitting smoking can reduce your fracture risk by 25% to 30% within a year. Itâs one of the most powerful things you can do. Alcohol isnât much better. More than three standard drinks a day increases bone loss and raises your chance of falling. Limit yourself to one drink a day, and avoid binge drinking. Even if youâre otherwise healthy, alcohol and steroids are a dangerous mix.When You Need More Than Supplements
For many people, calcium and vitamin D arenât enough. If youâve been on steroids for more than three months and youâre over 50-or if youâve already had a fracture-you need stronger treatment. Bisphosphonates are the first-line option. Risedronate (5 mg daily or 35 mg weekly) cuts vertebral fracture risk by 70%. Alendronate works too. Theyâre cheap, oral, and effective. But they can upset your stomach. Take them on an empty stomach with a full glass of water, and stay upright for 30 minutes after. If you canât tolerate them, ask about zoledronic acid-a once-a-year IV infusion that boosts spine BMD by 4.5% in 12 months. If your bones are already very weak (T-score below -2.5) or youâve broken a bone on low-dose steroids, teriparatide might be your best bet. Itâs a daily injection that actually builds new bone. Studies show it increases spine BMD by 9.1% in a year-nearly twice as much as bisphosphonates. Itâs expensive and requires daily shots, but for high-risk patients, itâs life-changing. Denosumab is another option: a shot every six months that blocks bone breakdown. Itâs great for people who canât take bisphosphonates. But you canât stop it suddenly-you have to switch to another drug, or you risk a rebound in bone loss.
Andrew Gurung
December 26, 2025 at 15:11This is the most important post I've read all year. Like, I'm not even kidding - I cried reading this. đ Iâve been on 10mg prednisone for 2 years and thought I was âfineâ until I slipped on ice and fractured my wrist. No one warned me. NO ONE. My rheumatologist just said âtake calciumâ like itâs a Starbucks order. Iâm now on risedronate and doing yoga in my living room at 6am while my cat judges me. Bone loss is the silent villain we never talk about. đ